In small blender, whip together cottage cheese and peanut butter powder until mostly smooth, scraping down blender as needed. If the mixture is just too thick, pour in a little more “juice” from the cottage cheese container (that’s actually the whey) . . . or a teaspoon of milk (but don’t get the mixture thin, you want it to be thick).
Blend in sweetener drops until satisfied with the taste. Scrape this mixture into a 8-oz bowl or mug, smoothing off the top with a spatula.
Add coconut oil to chocolate chips and microwave in 20 second increments, stirring between, until smooth and glossy (it took me 1 minute total). Pour this over the cottage cheese mixture, sprinkle with the peanuts and set in the fridge for 20-ish minutes for the chocolate to harden into a shell.